Showing posts with label pay as you on motorbike insurance. Show all posts
Showing posts with label pay as you on motorbike insurance. Show all posts

Friday, May 23, 2008

Bike Insurance - Off-road biker case reminds small vehicle operators of importance of insurance

A 22 year-old off-road biker from Hall i’th’ Wood faces child neglect and dangerous driving charges after speeding away from police while balancing a seven-year-old-boy on his bike, The Bolton News recently reported.

"This is an example of how dangerous off-road biking is and how irresponsible some people can be,” Inspector Tony Kenyon told The Bolton News. “We can only be thankful that a serious accident did not occur and we want to do everything we can to prevent such incidents leading to tragedy."
The man was riding his bike on the playing fields near Canon Slade School, while the child was straddling the bike between the man and the handle bars.

The report reminded readers that use of mini-motos, scooters and quad bikes require legal documents such as bike insurance and road tax, given that they are classed as motor vehicles. Insurance cover, for example, would be necessary for any operators of these vehicles before they can be operated in any fashion on public roads.


"These machines are often bought for young people as toys,” inspector Kenyon was further quoted in The Bolton News. “However, nuisance from off-road motor vehicles being used illegally is having an increasing impact on communities across Bolton and there are serious concerns about the safety of riders and pedestrians."


news source : http://www.onlyfinance.com/

Saturday, May 17, 2008

Bike Insurance - Increased Costs Force Many Motorists to Switch to Bike

A growing number of middle-aged men are now switching to sport bikes and scooters as they strive to beat soaring costs of motoring, even as many attempt to recapture their youth. The cost of petrol, taxes as well as parking is believed to be the main issue compelling motorists to ditch their four wheels in favour ofbikes. This development, reports said, has led to accidents soaring and equally pushed up the cost insurance cover, especially car insurance.

To cash in on the growing number of riders, the post office has launched its first ever bike insurance policy.
The policy provides one month’s free cover and a 36 per cent discount for female riders. It also includes £500 cover for accessories, which are items fixed to thebike like radios and boxes. While it provides a new competition for insurance and an alternative for drivers, it may not be the cheapest cover around. The policy costs as much as £403 for a 51-year-old new Harley-Davidson driver.

Premiums are set according to post code, age, the type of vehicle and the driver’s experience. But the prices vary from one insurer to another and the kind of risks each is willing to take.
Commenting on the rise in the number of people riding motorcycles, Norwich Union’s underwriting strategy manager Nigel Bartram said: “This is a big surge in the numbers buying smallbikes and scooters for their commute to work. This lets them save money not just on petrol but parking.

Incidentally, this rise has also led to more restrictions from insurers, as Co-operative Insurance Services, which used to be a big underwriter of bikes, now restricts cover to bikes worth less than £8,000.
In some cases, insurers require policyholders who have not ridden for a while to take a new test, said AA.

news source : http://www.onlyfinance.com/